Please read the following instructions carefully. They contain important information and guidance to assist you and us in preparing your case. There are a number of documents for downloading on this page. The documents are in PDF format. To view them you will need a PDF viewer. If you do not already have one installed on your computer you can download a copy of Adobe Reader.
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If you are involved in financial proceedings, the court requires you to complete a Form E - Financial Statement. Please download and printout a copy of the Financial Statement. Please then complete Parts 1 and 2 only. You can complete it in handwriting. There is no need to type out your response as we will produce a final version for you. Once you have completed your draft Form E - Financial Statement and obtained your financial disclosure please make an appointment to go through and finalise the documentation. During our face-to-face appointment we will complete Parts 3, 4 and 5 with you . Please complete Parts 1 and 2 as fully as possible, but if you have any queries, please don't worry as we will go through the form with you in detail during our meeting.
Click to download Form E - Financial Statement.
The Court requires you to attach to your Form E various standard financial disclosure, which is detailed in the Form E. Please obtain your financial disclosure and bring it to our face-to-face meeting to finalise your Form E. You are required to produce the following financial documents:
1. 3 most recent pay slips from all employers - You should have been provided with these by your employer. If you have not retained them, you can ask your employer for duplicate copies.
Most recent P60 from all employers - Your employer should have issued you with a P60 at the end of the last tax year in April. If you have not retained a copy you should ask your employer for a duplicate copy. If you receive any pension income you should also produce P60's for all pensions you receive.
2. Form P11D from all employers - If you receive any benefits in kind from your employer e.g. company car etc.. you will receive a Form P11D along with your P60. The P11D details the value of your benefits in kind.
3. 12 months statements for all bank accounts held in joint names and your sole name - You should be provided with bank statements every month unless you have opted for internet statements. Please provide the last 12 months consecutive statements (less than 12 months is not acceptable unless the account has been opened within the last 12 months). Internet printouts are acceptable if you do not have paper copies. If you have lost or destroyed your bank statements, you can obtain further copies from your bank (there is likely to be a small charge).
4. 12 months statements for all building society accounts held in joint names and your sole name - Most building societies operate passbooks as opposed to providing statements. Please ensure that your passbook is up-to-date by taking it to your building society and asking them to update it. Please bring the original passbook with you to our face-to-face meeting. We will take a photocopy of the passbook and give you the original back immediately.
5. Any property valuations obtained within the last 6 months - These may include: mortgage valuations, market appraisals or sales particulars (if the property is on the market for sale). If you have any of these documents please produce them.
6. An up to date mortgage redemption statement - Your lender usually issues a mortgage statement annually which is usually sent to the property. If you have not received a copy or have lost or destroyed it, you can telephone your lender and request an up-to-date mortgage statement. This is usually provided verbally over the telephone and confirmed in writing. There is usually no charge. If you separated some time ago and you have continued to pay the mortgage following separation, you should also obtain a mortgage redemption figure as at the time of separation as you may be entitled to credit for the mortgage payments made by you following separation.
7. Copies of any life / endowment policies and up to date surrender values - When you take out a life policy or endowment policy the insurance company normally issues a policy schedule detailing the terms of the policy. If the policy has an investment value, your insurance company is likely to issue you with an annual statement showing the current value. If you do not have a copy, you can telephone the insurance company and request them to provide an up-to-date valuation. Please request the insurance company to confirm the valuation in writing.
8. Copies of share certificates for all publicly listed shares you own - When you purchased or were issued with the shares, you should have received a share certificate detailing the number and type of shares you own. Please bring copies of all share certificates you own or a statement from your stockbroker detailing your shares and current values. If the shares are listed on the stock exchange you can obtain valuations online.
9. Last 2 years business accounts and tax returns - If you do not have these in your possession, please ask your accountant to provide you with copies or to email copies to us. If you have business interests it may be necessary in the course of the proceedings to have your interest in the business professionally valued. We will discuss this further during our face-to-face meeting. There is no need for you to commission a business valuation at this stage, because any valuation commissioned solely by you is likely to be rejected by the other side and or the court. If a valuation is required, an independent valuer / accountant is likely to be instructed on a joint basis at joint cost.
10. Up to date pension Cash Equivalent Transfer Valuations [CETV's] - You need to produce valuations for all your pensions including: occupational pensions; private pensions; AVC's; retirement contracts; Self Invested Pension Schemes; etc.. You should receive an annual statement for your pension investments which should include an up-to-date valuation. If you do not have recent pension statements (less than 12 months old), you should telephone your pension company and request them to provide an up-to-date CETV or you can download a Form P - Pension Enquiry Form below. You will need to complete the Form P and send it off to your pension provider. Provided the pension is not in payment, there is no charge for the provision of a CETV. Some pension companies can take several weeks to provide a valuation, so please request the valuation as soon as possible. If your case involves significant pension assets, you may need to obtain a specialist pension report from an actuary to advise about how to achieve a fair division of the pension. We will advise you further about this during our face-to-face appointment.
Click to download Form P - Pension Enquiry Form.
11. State Second Pension [SP2] valuation - In addition to the Basic State Pension, there is a Second State Pension (SP2). If you are employed, part of your national insurance contributions are paid into the SP2 which will provide you with an enhanced state pension when you reach state retirement age. The SP2 has a valuation and is capable of being shared by the court. You are required to provide an up-to-date valuation for the SP2. You can request a valuation from the Pensions Service or download a copy below. Please then complete the request and send it to the address provided on the form.
Click to download Additional State Pension valuation request form.
12. State pension forecast - Your state pension forecast provides details of the state pension you are entitled to based on your national insurance contributions. It can also give details of the basic state pension you will be entitled to following your divorce. You can download a state pension forecast request form below. Please then complete the form and post it to the Pensions Service.
Click to download State Pension forecast.
13. Copies of all loan agreements and up to date loan statements - If you have any outstanding debt's whether in your sole name or in joint names, please provide copies of the loan agreements and up-too-date statements showing the current balances outstanding. If you contend that the debts were incurred for joint / family purposes then it may be possible for the debts to be taken into account in the financial settlement. In this event it may also be necessary for you to provide statements showing how the debt was incurred and the balance as at the time of separation. We will discuss this further we you during your face-to-face meeting.
14. Schedule of expenditure - Form E requires you to provide details of your monthly expenditure. Please complete the schedule of expenditure which is available to download below. The schedule has two columns: current expenditure; and future expenditure. You only need to complete the future expenditure column if you anticipate your current expenditure changing. To calculate monthly expenditure from a weekly figure, please multiply by 52 and divide by 12. If your case potentially involves spousal maintenance it is important that you complete the schedule as accurately as possible. We will review the schedule with you during our meeting to finalise your statement.
Click to download Schedule of Expenditure.
15. Any other relevant financial documents - If you have any other relevant financial documentation please bring it to your appointment no matter how should unimportant you think it might be. We will review it with you and advise as to how important it is.
If household contents are in issue please download the Schedule of Contents. You will need to provide a description of the items you wish to retain and an explanation about why you would like the item e.g: you purchased the item; it was a gift to you; you need it for the children; you have the debt relating to the item; etc...
Click to download Schedule of Contents.
Once you have completed your draft Form E - Financial Statement and obtained your financial disclosure, please make a face-to face appointment to finalise your Financial Statement before it is filed at court. Your Financial Statement must usually be filed within 6 weeks of the issue of the court proceedings. Therefore if you are still awaiting some of your financial information, please make an appointment to ensure your financial statement is filed on time. The outstanding information can be filed with the court at a later date.
During your face-to-face meeting we will discuss with you all the relevant issues / factors in your case, and will discuss with you possible outcomes (subject to receiving your ex-spouses financial information). To book an appointment please complete our online Request an Appointment form or alternatively telephone our office. Please allow for up to 2 hours for the appointment as it can take some time to finalise your financial statement.
Click to complete request an appointment.
If you need further guidance about the financial application, we have prepared a financial applications fact sheet which gives general information and guidance about financial proceedings and timescales. We hope that our fact sheet answers most of your queries about financial proceedings, but if you have any further queries please contact us for further assistance.
Click to download Financial Issues fact sheet.